044 404 75 75Apply for a loan
made easy
This creates trust
easycredit AG is a verified and certified Swiss company with a cantonal loan brokerage license. We hold the official loan brokerage license.
4.7 / 5.0 ★★★★★
Yll R.
I had a very positive experience with easycredit. The service was professional, efficient, and transparent. The reports were accurate and delivered on time, and all my inquiries were answered clearly...
Lian
I had a very smooth loan process with easycredit. Everything was quick, straightforward, and stress-free. Everything was explained clearly, and I received the money without any problems...
Lyra R.
I am very satisfied with easycredit AG. The process was straightforward and transparent, the staff were helpful and friendly, and the transaction was quick. I highly recommend them.
René S.
Highly professional service. The staff know what they're doing – competence and discretion are both found here.
Simple and transparent – your path to financial flexibility
Your benefits with easycredit:
- Lower interest rates
- Quick credit decision after reviewing your enquiry
- Flexible terms of up to 120 months for smaller monthly instalments
- Option to make partial or full repayments at any time
- Simple redemption and increase of existing loans
Requirements for a loan:
- A net income of at least CHF 3000.
- No outstanding debt enforcement proceedings, certificates of loss or bankruptcy.
- Valid Swiss passport or B or C residence permit.
- Foreigners with a B residence permit who have lived in Switzerland for at least 12 months.
- Age between 18 and 68 years.
Apply for a loan
Wenn Sie einen Kredit beantragen möchten, sind wir Ihr verlässlicher Partner.
easycredit AG offers customised loan offers which are tailored to your individual needs when taking out a loan with us. Our professional team is at your disposal to make the loan application process as easy as possible. We are experts when it comes to taking out loans in Switzerland. With us you will find the suitable loan in Switzerland - uncomplicated, transparent and reliable.
Three steps to your loan:
Step 1
Calculate a loan
Calculate your loan as follows: Simply enter the desired loan amount and term in our loan calculator and calculate the monthly instalment.
Step 2
Apply for a loan
Fill out the loan application conveniently online. Your details will be checked securely and reliably.
Step 3
Receive money
Take out a loan now and once the loan has been successfully approved you will receive the money within 14 days.
Loan calculator
Simple, efficient and user-friendly, our loan calculator allows you to calculate your loan and find the best conditions.
With just a few clicks, you can get a clear overview of your financing options. https://easycreditag.ch/kredit-beantragen/ Our loan calculator is specifically tailored to the needs of the Swiss market to provide you with a precise and reliable calculation. Use our Swiss loan calculator today to assess your financial options and find a customized loan that meets your requirements.
Are you planning to take out a loan and would like to know the costs in advance? Use our loan calculator in CH! With just a few clicks, you will receive a precise calculation of your monthly instalments and interest costs. This gives you financial control and allows you to optimise your loan to suit your needs. Try out our Swiss loan calculator now for transparent financial planning and submit a loan application.
Replacement & expansion
Top up your loan
By topping up your loan, you benefit from lower interest rates and you also have the option of choosing a new term according to your requirements.
Repay your loan
A personal and non-binding comparison offer from easycredit AG allows you to determine whether you can obtain your desired loan under more favorable conditions and whether refinancing your loan is worthwhile.
FAQs
What is a personal loan?
A personal loan is a loan where the borrower is not a business but a private individual. A personal loan must be repaid within 6 to 120 months.
What are the requirements for obtaining a loan in Switzerland?
A net income of at least CHF 3000, no outstanding debts, and a valid passport or residence permit B or C.
What is the maximum amount I can apply for?
You can apply for a loan between CHF 1,000 and CHF 250,000.
Can I have an existing loan repaid through easycreditag.ch?
Yes, we will gladly help you with the repayment of your existing loan.
Can I combine my existing loan with another loan?
Yes, combining multiple loans is possible and can reduce your monthly payments.
The most common mistakes when applying for a loan in Switzerland:
- Incomplete or incorrect information If information in the application is missing or incorrect (e.g., address, employer, or length of employment), the credit check may be delayed or the application may be rejected.
- Irregular income Self-employed individuals or those with highly fluctuating incomes may have difficulty demonstrating a stable ability to repay loans.
- Several outstanding loans Too many existing debts can negatively affect creditworthiness.
- Unfulfilled requirements For example, lack of residence in Switzerland, being too young, or lacking a residence permit.
- Negative entries at ZEK Entries in the credit database can significantly reduce the chances of approval.