1’000 250’000
6 120
Monthly rate (CHF)




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Your total interest costs range between CHF 793.70 (4.9 % effective) and CHF 1’945.55 (11.95 % effective), depending on creditworthiness.

Personal loan

A personal loan (also known as a Consumer loan) enables you to obtain flexible financial resources, for example to cover urgent expenses, make a planned purchase or realise a long-cherished dream.

Our service offers you the opportunity to apply for a personal loan in a convenient and uncomplicated way. As experts in personal loans, we stand for smooth processing and transparent conditions. Our aim is to offer you financial flexibility that adapts to your individual needs.

Personal loan Switzerland

If you need a personal loan in Switzerland, we are your reliable partner. Use our services to expand your financial room for manoeuvre and achieve your goals.

  • Net income of at least CHF 2,800.
  • No outstanding debt enforcement proceedings, certificates of loss or bankruptcy.
  • Valid Swiss passport or B or C residence permit.
  • Foreigners with a B residence permit who have lived in Switzerland for at least 12 months.
  • Age between 18 and 69 years.

The answer to the application for a loan is generally given within 24 hours, provided that all the necessary documents (copy of ID, salary slips, etc.) have been submitted. If the decision is favourable, an offer with a contract template will be sent by post or e-mail. As soon as you have returned the signed contract to us, the bank will transfer the desired loan directly to your account, taking into account the statutory waiting period of 14 days.

Our personal loan application processes are simple and transparent. We support you from the application to the credit decision and are at your side with our expertise and experience. Your trust is important to us and we take the time to treat your financial concerns individually.

Personal loan interest rate

Interest rates play a decisive role in a loan. Our team of financial experts will take care to offer you an optimal personal loan interest rate that matches your financial capabilities. We understand that every customer is unique, which is why we focus on customised solutions to optimise your personal loan. You can also use our loan calculator to get an overview of your financing options in just a few clicks.